The incident when giving birth made me regret having lived a life of enjoyment 4
The article below is shared by Ms. Thu Phuong, a mother of one child living with her husband in Ho Chi Minh City, about the incident that caused her and her husband to change their lifestyle of only knowing how to enjoy:
My husband and I are both 29 years old, living in Go Vap, Ho Chi Minh City.
Both my husband and I are from well-off families. Before, when we were single, we lived with our parents and didn’t have to worry about anything. We bought whatever we wanted from our salary or spent it on entertainment and travel.
After getting married at the end of 2015, my husband and I rented an apartment for 7 million VND because we wanted to have a comfortable life.
Illustration photo: Womenandinfants.
When we were young, we rarely cooked but mainly went out to eat because one, my husband and I came home late from work, and two, I didn’t cook very well.
Not only does he pamper his wife and friends, he is also very open-minded, so inviting groups of friends to eat, go to bars, have birthdays… is a regular thing.
The couple’s most expensive expense is traveling, which costs a few tens of millions each year.
Regarding shopping, my husband and I often buy foreign brands through friends’ ordering services or at shopping malls, at least a few hundred per item, sometimes a few million.
After a year of living like this, I started to feel worried and discussed with my husband that I should try to cut back on some expenses to save because we both plan to have a baby soon.
It was only when I had complications that he truly realized the problem.
I was in the hospital for more than ten days and then had to have a cesarean section.
After my child was discharged from the hospital, we had to spend extra money to support a maid because my child needed meticulous care, while my health was not very good.
Indeed, up to this point, I really regret not knowing how to save and save while my income was still high.
My husband and I sat down and talked about changing our lifestyle.
Even though we didn’t want it at all, we decided to return the rented house and return to live with my husband’s parents for a while to reduce living expenses.
At the moment of death when I had to be hospitalized and when I nervously watched my child in the glass cage every day, I understood that the meaning of my life does not lie in delicious and luxurious meals, branded clothes, or trips.
According to financial experts, no matter your income and economic conditions, you should always save an amount called an Emergency Fund.
Your emergency fund should be 3-9 times your monthly income.
